Attorneys  Bankers & Lenders    Business Owners        
Financial Planners,    CPA's & Accountants 
Situations Requiring an Appraisal

Attorneys
Attorneys need an Appraisal to substantiate accurate and realistic values that withstand IRS and Court scrutiny. 

Here's a million dollar question that can make or break a case…"What do you do when your case involves the value of a business' tangible assets, particularly machinery and equipment?" If you're like most attorneys surveyed, you rely on your client's word, guess, or rely on the word of a non-certified person. BEWARE! All of the foregoing methods are inaccurate and will not hold up to scrutiny. Do you really want to risk relying on the word of a non-certified person? We didn't think so.

Values that are accurate, substantiated, irrefutable, and defensible can only strengthen your clients' case. Using a certified appraisal from Sajomach Appraisals, as part of your case preparation is one of the best tools you have. USA Appraisal assures you a consistent report that meets all Uniform Standards of Professional Appraisal Practices (USPAP) that is required by the IRS to substantiate equipment appraisals. 
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Bankers & Lenders
Bankers need an Appraisal in support of loan decisions. Your biggest problem and frustration is the Bank Examiner walking through the door directly to your office! Why? Because you can't rely on the existence or values assigned to the machinery and equipment you have used as collateral to fund a loan! You know it will not withstand scrutiny of the Bank Examiner! 

Times and regulations are evolving concerning a "qualified appraisal" of the tangible assets. Even the IRS recently adopted what a "qualified appraiser" means. You and your bank are at risk if you rely on a guess, the owner's word, a depreciation schedule, or the word of a non-certified person who may have a "hidden" agenda. All of these methods are not only inaccurate but filled with risk! The value will not withstand scrutiny with bank examiners, IRS, attorneys, CPAs, courts and others.

Bankers and Lenders are required to make decisions that involve assets such as Machinery and Equipment used by business owners. This value must be realistic and fair, Sajomach Appraisals provide independent certified third party valuations that can and will hold up to scrutiny. There are a number of scenarios that will justify the need for an appraisal. If your clients need additional collateral for securing an existing loan, asset valuation for repossessed machinery or equipment, re-valuation of your current asset balance sheet, asset valuation for litigation reasons etc. 

Business Owners
Business Owners need an Appraisal for insurable value, selling, financing, expansion, and strategic growth. 
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Financial Planners, CPA's & Accountants
Accountants, Financial Planners, and CPAs need an Appraisal when helping their clients convert from a C Corporation to a Sub-Chapter S Corporation, Estate and Gift Planning, Trusts, and Sarbanes Oxley. 

How many clients have you come across today that have machinery and equipment? Yesterday, to determine the fair market value you were guessing or relying on anything other than a Certified Machinery & Equipment Appraisal. Today, I'm only a phone call away to reduce your risk by delivering a irrefutable, defensible and substantiated Certified Machinery & Equipment Summary Appraisal that will withstand scrutiny. 

In 2006 Congress passed IRS Pension Protection Act of 2006 and Circular 230 that stipulates a true and accurate fair market value of your clients' business and capital equipment. A qualified independent third party must substantiate these values. The liability and risk associated with relying on anything other than a Certified Machinery & Equipment Appraisal or Business valuation is too high of a price to pay. Sajomach Appraisals determines a substantiated value & report consistent with the Uniform Standards of Professional Appraisal Practice (USPAP). Our services at USA Appraisal would be utilized for converting C to S corps, 1031 Exchange, ESOPS, valuations (Book value is different than the needed Fair Market Value), gifting, estate planning, value support for key man life insurance, Buy/Sell Agreements and financing (establish collateral value). 


Situations Requiring an Appraisal 
If you can identify with any of the following business situations, you absolutely need an independent third party appraisal. Obtaining a Certified Appraisal from a Certified Machinery & Equipment Appraiser (CMEA) will provide you with a substantiated and defensible value.
 
  • Buy/Sell Agreements 
  • Converting From C To S Corp 
  • Loans 
  • Leases 
  • Insurable Value Foreclosures 
  • FASB 141 & 142 
  • Sarbanes Oxley 
  • Divorce Settlements 
  • Mergers & Acquisitions 
  • Litigation Support 
  • Trust & Estate Planning 
  • Partnership Dissolution 
  • Gift Estate Planning 
  • 1031 Exchanges 
  • Retirement Planning

Some business owners don't know what the value of their business is really worth. Unfortunately, some business owners arrive at the value of their business by using tax returns, depreciation schedules or financial statements prepared for tax purposes as the only financial presentation of their business. But you should know, book value is not the same as true "fair market value". While "book values" may be good for tax purposes, tax returns and financial statements do not reflect years of hard work in them and do not show the entire value of the business and its assets. If the business is profitable, there exists a value for goodwill. Some people would call this "Blue Sky". While buyers or lenders cannot justify Blue Sky, goodwill can be computed and justified. 

Business owners need a value they can rely upon that will hold up to scrutiny with lenders, buyers, IRS, courts and others. That's why it makes perfect business and financial sense to call upon the skilled professionals at Sajomach Appraisals who are Certified. You can rely on a substantiated and defensible value of your business that will hold up to scrutiny. 

Many attempts have been made to educate the public on how to protect themselves when it comes to providing accurate machinery and equipment values. Oftentimes, the public relies on surface level information from an appraiser, which does not give an indication as to the level of accuracy or competency. We are committed to preserving the public trust. The purpose of the "Code of Ethics & Competency" Appraiser Awareness Program is to protect the public from unsubstantiated or questionable machinery and equipment appraisals. Our seal serves to alert the public to the documentation we know is necessary to prove that an appraiser is competent. This assures an appraisal will be substantiated, accurate, irrefutable, and defensible which will withstand scrutiny. 

Who Needs An Appraisal?
Contact US Today    Phone: 757- 410-3851   Fax: 757- 512-5937      Email: DBAValue@gmail.com
Davis Business Appraisers
A Division of Sajomach Business Services, Inc.
Business Valuations - Certified Machinery/Equipment Appraisals - Owner & Acquisition Consulting